Wednesday, 11 July 2012

Housing loan

Housing loan  issued by many nationalized banks, Private banks and many financial institutions.
If anyone wants to apply the housing loan they need to approach the financial institutions. The Financial institutions have lot of rules and regulations . Initially the applicant should fill the application form . They have to declare all their personal and official information  including their income details.
The financial institutions are giving the housing loan based on the applicant's income and nature of their companies. And also the bank and financial institutions needs  one valid ID proof and address proof of  applicants. And also they have verified the  bank statement of applicants. So that the applicants should produce their savings and current account bank statement to the financial institutions.
The applicants should produce their property details to the financial institutions and banks. Then the financial institution's and bank's lawyer will check the  applicant's documents . After the  lawyer went through their documents and send his reports to  the related institutions. After the financial institutions  went through  the various reports then they will sanction the loan amount to the particular applicant.
Every month the eligible applicant pay their monthly installment through online or directly to the financial institutions.

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